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Commercial Motor

We all know that accidents happen, especially on our very busy roads. Whether you drive your own car or van for business, whether you manage company cars or a fleet of vehicles, we can help esnure they are all suitably covered.

What could happen?

We have undoubtedly seen or experienced many accidents and incidents involving motor vehicles as part of everyday life. If someone is injured or their property is damaged as a result of a collision caused by an insured vehicle and driver, insurance covers the cost of paying their claim.

The following describes the main incidents that occur and the level of protection will depend on whether Third Party, Third Party Fire and Theft or Comprehensive cover is arranged:

• Accidental damage to your on vehicle/s, sometimes involving or caused by other parties • Accidental damage to third party vehicles and third party property caused by your own vehicle/s • Personal injury to third parties caused by your own vehicle/s • Fire, theft or malicious damage to your own vehicles

It is a legal requirement to have Third Party motor insurance and driving without insurance is a serious offence. If you or your employee is caught driving uninsured the police may seize the vehicle. If you are convicted you could face a heavy fine, points on your licence and you could potentially be disqualified from driving.

How we can help?

We can source quotations for varying levels of cover, Comprehensive being the most commonly arranged. Any driver options are usually available, subject to acceptance. We have facilities to arrange cover for most vehicle types as detailed below:

• Individual cars or multi-car policies • Small vans and other goods carrying vehicles • Truck and haulage vehicles • Vehicles used for farming, on building sites and industrial premises • Fleets of vehicles of varying types • Motor traders, including car sales and repairs • Taxis and coaches

Why customers choose Marlow Gardner & Cooke

We’re not a call centre, we don’t have call queues You talk to the same people; you know them, they know you We listen but also ask lots of questions; we tailor your solution around you We take ownership of problems and respond with solutions You can be confident your insurance has been set up correctly You can meet us face to face at our office or on site Our service includes risk management advice and claims support

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