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Office Insurance

Office insurance is a staple insurance package for a wide variety of businesses ranging from accountants and estate agents, to media professionals and recruitment agencies. Cover is available as a single package although a further selection of supporting policies may be appropriate, depending on the structure of the business and the nature of the profession.

What could happen?

There can be numerous physical hazards in offices that may lead to accidents or losses. Faulty electrical wiring could instigate a fire, equipment may be damaged whilst being carried or an electrical lead in an exposed area could create a tripping hazard and cause a personal injury. This is before considering other risks that are linked to running an advisory business such as a financial loss claim due to wrongful advice (see Professional Indemnity insurance).

How we can help?

It can cost less than you might think to protect you from unforeseen risks, whether you lease or own the premises. Cover can be adapted to suit the needs of your business as it grows and as requirements change. The following covers tend to form the basis of a standard package:

Employers Liability insurance - £10 million limit of indemnity as standard (can be extended) Public Liability insurance – cover is available from £1 million indemnity limit although higher limits are commonly recommended Property Damage insurance for your business premises including buildings, contents, loss of documents and Business Interruption

The following linked or optional covers are also common considerations for businesses needing Office insurance - Computer and Electronic Equipment, Cyber, Money, Legal Expenses, Professional Indemnity, Directors & Officers Liability, Personal Accident, Terrorism and Engineering Inspection

Why customers choose Marlow Gardner & Cooke

We’re not a call centre, we don’t have call queues You talk to the same people; you know them, they know you We listen but also ask lots of questions; we tailor your solution around you We take ownership of problems and respond with solutions You can be confident your insurance has been set up correctly You can meet us face to face at our office or on site Our service includes risk management advice and claims support

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